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Startup business insurance plays a key role in protecting new companies from monetary loss. It includes general liability insurance, which covers third-party damage or injury claims, and professional liability insurance for service sectors. Property insurance covers equipment and inventory, while cyber liability insurance covers data breaches. Workers' compensation is mandatory if a startup has employees. Founders may also choose business interruption insurance to cover unexpected interruption. The right coverage depends on industry, size, and risk factors. Buying startup insurance ensures financial protection, legal compliance, and peace of mind so entrepreneurs can expand without taking unnecessary risks.